Internal Loan Review / Asset Quality
Covering all Commercial – Asset-Based – CRE – ADC –
Residential/Secondary Marketing, & MSAs Consumer – Leasing - SBA
Lending - Credit Card/Merchant Services & ALLL.
Covering the myriad of regulations A to Z - AA, BB, CC, DD
transactional testing and tracking. Fair Lending Review -
Compliance Policy & procedures & Compliance Management Systems
The USA Patriot Act; The Gramm-Leach-Billey Act and The
Sarbanes-Oxley Act of 2003.
Strategic and Business Planning
Business Plan and Marketing Support assisting management in the
developmental and attainment of long-and short-term objectives
meeting its community credit needs, profit, capital planning and
Policy and Procedure
Assist in the development and review of all significant
activities to include loans, investments, asset liability/funds
management, internal controls, compliance activities, audit
program, appraisal performance/review, environmental risk, asset
classification, and MIS.
Loan Administrative / Officer Training
Instructional and interactive process commensurate to the
institutions lending culture and propensity for risk - covering
adherence to policy and best-practices, underwriting standards,
financial statements/tax return analysis, cash flow analysis,
key measurement ratios, loan write-ups, loan covenants,
administrative and legal documentations, collateral perfection,
risk classifications, lending laws, rules, and regulation.